CSOB SmartToken4.3 - App Store

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services.
With the application, you can easily and securely:

. confirm payments and other active operations
. log in to electronic banking
. authorize online card payments (3D Secure)
. activate the ČSOB SmartBanking application

After activation, the application also works offline, without an internet connection - depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code.
After installation, the app will guide you through the activation in just a few steps.
You can choose from several modern and secure activation methods:

. activation using an identity document
. identity verification using facial biometrics
. transfer of activation from an old device to a new one via QR code
. activation via the ČSOB info line

For new clients, the process is even simpler - thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification.

For security reasons, this application is not supported on unofficially modified operating systems and devices.
Biometric authentication is supported only on selected devices and for selected types of transactions.
(c)2020 CSOB Slovakia

Version History Simplified SmartBanking Activation (CSOB SmartBanking version 9.27 or higher is required)
Option to set a specific sound for notifications.

We've made a number of improvements behind the scenes that work for you every time you use the app. We have strengthened security mechanisms, increased reliability, and at the same time preserved the simplicity and convenience you are used to. 4.3 5d ago Accessibility for the blind and visually impaired.
Possibility to activate SmartToken by going directly from the online onboarding process, without the need for repeated identity verification. 4.2 Apr 29 New app activation methods:
-Facial biometrics
-Activation transfer between devices via QR code
-Disabling support for activation via SMS key 4.1 Feb 26 Appearance change of the activation process - preparation for new options.
Continuously transformation to a 6-digit password in the app.
Internal cryptography change without impact on use. 4.0 10/22/2025 We once again support older operating systems from iOS 12.5.
Warning: Support will be changed in the near future to iOS 14 and newer. 3.6.2 10/02/2024 Text corrections and small improvements. 3.6.1 09/30/2024 Preparation for the new way of activating SmartBanking
Prepare for signing items in the new Business Banking
Change in the authorization of card payment via the Internet 3.6 09/25/2024 Renewal of security certificates. 3.5 01/09/2024 Behind the scenes, we are working on new solutions in the app so that they do not disturb your comfort, but bring better experience and security. For you personally. ČSOB 3.4 09/08/2023 UI improvement for allow transaction confirmation on some smaller screens. 3.3.1 06/12/2023 Update of the PUSH notification delivery service
Security layer update 3.3 05/09/2023 v3.2.1
Stability fix for iOS 12.5

v3.2:
Design change in the activation process
Stability fixes and minor background improvements
KBC Group (KDL) design implemented in some steps 3.2.1 03/10/2023 Design change in the activation process
Stability fixes and minor background improvements
KBC Group (KDL) design implemented in some steps 3.2 02/20/2023 Minor fix
Countdown for some buttons (automatic action)
UX enhancements 3.1.2 07/21/2022 Fix support for new iOS 15.5
Countdown for some buttons (automatic action)
UX enhancements 3.1.1 06/07/2022 Countdown for some buttons (automatic action)
UX enhancements 3.1 05/03/2022 Ongoing maintenance, improving stability and fixing minor bugs. 3.0.1 03/11/2022 Option to add and manage multiple custom identification numbers (IPPIDs) in one app.
SmartToken can be use now also with the service ČSOB Business Banking 24. 3.0 02/16/2022 Bugfix and stability improvements 2.6 01/19/2022 Biometric transaction signing (up to 1000 €)
Automatic loading of the SMS key during activation
Password change without reactivation 2.5 12/06/2021 iOS 15 hotfix 2.3.1 10/29/2021 Minor bugfixes and stability improvements. 2.3 10/22/2021 Minor bugfixes and stability improvements. 2.2.1 09/13/2021 Dark mode (iOS 13+)
View a pending transaction in full screen.
Preparation of an app for signing payment with biometrics (will be available in the near future without app update).
Graphic enhancements
Increase stability
New robust background security for the application. 2.2 07/27/2021 Sign transactions online, without writing codes.
Log in-to internet banking, sign a payment, activate SmartBanking, also other transactions you can now verify online - conveniently and quickly, without rewriting codes
For some transactions, you can use biometrics.
In the application you can find also simple video tutorials, explaining how it all works (in Slovak language only). 2.1 04/30/2021